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185º life change in 365 days!

This is the post excerpt.

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It’s the beginning of everything…Again!

You know…Every year around the same time of year, I’m always saying I refuse to be in this same position next year. And here I am, another year and I’m saying the same thing again. Each year, I truly mean it, but this time I’m going to make sure I do the things to make that statement true.

So much can change in 365 days. I will do a complete 180º life change…financially, spiritually, physically, leisurely, and family…This means I need to be Consistently Focused and Persistent…NO PROCRASTINATION.

Financially…I’m constantly moving money around to pay all my bills. By mid year, minimally my monthly income will cover my monthly expenses…on time. And by the end of the year, my 1st paycheck of the month will cover my monthly expenses, which leaves my 2nd paycheck for fun, saving, and helping others. Which will get me closer to living my dream as a philanthropist.

Spiritually…My faith is already extremely strong and I’m usually a positive person. But I want to know the Word better. I want to be able to say the right words to others to bring them closer to God. I want to be able to pray for others…Be a prayer warrior.

Physically…I’ve gained a few pounds and rolls this year. Not happy about that at all. I will get fit and toned doing things that I like…Zumba, dancing, and boxing. I’m considering trying that 9rounds workout.

Leisurely… I’m a homebody so I’m not interested in partying, but I do need to do more networking, which will lead to greater financial blessings. I also like to entertain whether it be hosting a dinner, breakfast, game night or just hanging in. I also want to travel more. This year I want to go on a cruise, go to Belize and get promoted within my businesses. I just want to have more fun with the people I luv!

Family…I’ve recently ended a long distance relationship for 10 years. It was a long, difficult breakup. But it was necessary. (I’ll discuss more detail in a future blog) Fortunately, God has blessed me with a new relationship with someone who’s already made a great impact on my spiritual growth.

I’m excited about this new piece of my life and looking forward to sharing my journey. I’m ready to daily be with the person I’m to spend the rest of my life with. I’m ready to build a family. I’m ready for my boy & girl twins. I’m ready for my wedding. Ready for my mom to be a grandma. I’m 41 so I need to make things happen this year so I’m putting it out into the universe

I’m not a writer. I’m just someone who believes this blog will hold me accountable. Someone who wants things to change…180º life change in 365 days!

Useful Phone Apps for Life & Business

OMG…There are so many apps available, it could be very overwhelming. Like seriously, how do you decide?

Trial and error…Or for my friends, whichever one I recommend.

Then I realized, there’s probably many people out there, like my friends, who don’t care to do the research and just want someone to tell them which apps to use, and include links so they don’t have to search for it.

I use all types of apps…savings, personal growth, motivation, business assistance, spiritual growth, etc.

Here’s my favorite apps broken down by categories

Business Tools

Shuffle & Waze by ElifyA virtual card that acts more like a mobile landing page for your brand. Cards are SSL secure and easily shareable, making them ideal for advertising, marketing, and promotion. Also share your message quickly and easily in micro-advertising bursts via a Beacon device.

Also share your message quickly and easily in micro-advertising bursts via a Beacon device. Virtual Business Card & Beacon Device

Royaltie GemAutomatically promote your business by sending a message to every nearby Android smartphone via your Royaltie Gem. https://app.royaltie.com/order/gems?af=cj3group

Self-development

Gratitude & Action Journal – Cultivate the habit of being grateful, set your goal, build your own dream and create a beautiful life

https://play.google.com/store/apps/details?id=com.agaapp.activitynote

Savings

Walmart savings catcher – Walmart already has low prices everyday on everything. If a local competitor offers a lower advertised price on an eligible item you purchased at Walmart, when you scan your receipt via Saving Catcher, Walmart gives you back the difference.

Android – https://play.google.com/store/apps/details?id=com.walmart.android&hl=en

Apple – https://itunes.apple.com/us/app/walmart-shopping-and-saving/id338137227?mt=8

Earn cash back/rebates from purchases from restaurants, stores, airlines, plus occasional bonuses using these apps:

Doshhttps://link.dosh.cash/YCLI/xwxRDqhQCJ

Ibottahttps://ibotta.com/r/jjsrvim

Personal

Plant Nanny – This app reminds you to drink water in a cute way. When you drink water and notify app, your plant will be happy and continue to grow. If you don’t drink any water, your plant will look sad and eventually die

https://play.google.com/store/apps/details?id=com.fourdesire.plantnanny

Habits – This app helps you form habits. Once you enter the item you want to do regularly, the app will track your frequency. Great accountability app.

https://play.google.com/store/apps/details?id=org.isoron.uhabits

Spiritual

Bible App by YouVersion.comBring the beauty and truth of the Bible into everyday life. You can read, watch, listen and/or follow one of their many plans of various topics

https://j794q.app.goo.gl/i/avsCq

Miscellaneous

Ridesharing – Usually less expensive than a taxi

Uber – https://www.uber.com/invite/4rjg8c6xue – Sign up and earn a free ride up to $15

Lyft – https://www.lyft.com/i/MICHELLE10508 – Get up to $20 in free ride credit

Earn as a driver – As a driver, you’ll earn money by driving your own car, on your own schedule.

Uber – https://partners.uber.com/i/4guahnx1s

Lyft – https://www.lyft.com/drivers/MICHELLE10508